Let us help make your dreams become a reality

Our dedicated team of professionals truly understands the needs of professionals, agriculturists, large and small business and other segments of the economy.  They are the customer’s best resource in making NBP’s products and services work for them.

National Income Daily Account The scheme was launched in December 1995 to attract corporate customers.  It is a current account scheme and is part of the profit and loss system of accounts in operation throughout the country.  

MODE OF CALCULATION: AVERAGE BALANCE DURING A CALENDAR MONTH

NBP has accelerated its activities in the stock market to improve its economic base and restore investor confidence.  The bank is now regarded as the most active and dominant player in the development of the stock market.  NBP is involved in the following: 

• Investment into the capital market
• Introduction of capital market accounts (under process)

NBP’s involvement in capital markets is expected to increase its earnings, which would result in better returns offered to account holders

NBP provides Agricultural Finance to solidify faith, commitment and pride of farmers who produce some of the best agricultural products in the World.

Agricultural Finance Services:

“I Feed the World” program, a new product, is introduced by NBP with the aim to help farmers maximize the per acre production with minimum of required input.  Select farms will be made role models for other farms and farmers to follow, thus helping farmers across Pakistan to increase production.

Agricultural Credit:

The agricultural financing strategy of NBP is aimed at three main objectives:-

• Providing reliable infrastructure for agricultural customers
• Help farmers utilize funds efficiently to further develop and achieve better production
• Provide farmers an integrated package of credit with supplies of essential inputs, technical knowledge, and supervision of farming.

 Agricultural Credit (Medium Term): 

• Production and development
• Watercourse improvement
• Wells
• Farm power
• Development loans for tea plantation
• Fencing
• Solar energy
• Equipment for sprinklers

Farm Credit:

NBP also provides the following subsidized with ranges of 3 months to 1 year on a renewal basis. 

• Operating loans
• Land improvement loans
• Equipment loans for purchase of tractors, farm implements or any other equipment
• Livestock loans for the purchase, care, and feeding of livestock
   

Production Loans:

 Production loans are meant for basic inputs of the farm and are short term in nature.  Seeds, fertilizers, sprayers, etc are all covered under this scheme.

 If you require any further information, please do not hesitate to e-mail us.

Working Capital and Short Term Loans:

NBP specializes in providing Project Finance – Export Refinance to exporters – Pre-shipment and Post-shipment financing to exporters – Running finance – Cash Finance – Small Finance – Discounting & Bills Purchased – Export Bills Purchased / Pre-shipment / Post Shipment Agricultural Production Loans

Medium term loans and Capital Expenditure Financing:

NBP provides financing for its clients’ capital expenditure and other long-term investment needs.  By sharing the risk associated with such long-term investments, NBP expedites clients’ attempt to upgrade and expand their operation thereby making possible the fulfillment of our clients’ vision.  This type of long term financing proves the bank’s belief in its client's capabilities, and its commitment to the country.

Loan Structuring and Syndication:

National Bank’s leadership in loan syndicating stems from ability to forge strong relationships not only with borrowers but also with bank investors.  Because we understand our syndicate partners’ asset criteria, we help borrowers meet substantial financing needs by enabling them to reach the banks most interested in lending to their particular industry, geographic location and structure through syndicated debt offerings.  Our syndication capabilities are complemented by our own capital strength and by industry teams, who bring specialized knowledge to the structure of a transaction.

Cash Management Services:

With National Bank’s Cash Management Services (in process of being set up), the customer’s sales collection will be channeled through vast network of NBP branched spread across the country.  This will enable the customer to manage their company’s total financial position right from your desktop computer.  They will also be able to take advantage of our outstanding range of payment, ejection, liquidity and investment services.  In fact, with NBP, you’ll be provided everything, which takes to manage your cash flow more accurately.