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Q. What is Cash n Gold Loan?
A. Cash n Gold means financing against pledge of gold ornaments. Allowed for domestic needs such as education, marriage, medical or any other lawful purpose.

Q. What security / collateral needs to be provided for Cash n Gold Loan?
A. Any kind of gold jewelry / ornament of purity over 21 karats can be provided as security to avail a gold loan.

Q. What is the maximum loan amount ?
A. You can avail up to Rs. 7 Million (Seven Million Rupees) against your Gold.

Q. What is Mark-up rate on Cash n Gold ?
 Q. Currently markup rate is 1Yr KIBOR + 5%. .

Q. What is the tenor of loan ?
A. The maximum tenor of loan is 1 year (with rollover facility upon payment of upto date markup) and 3 years  

Q. What is the processing fee for Cash n Gold Loan?
A. Processing Fee is Rs. 1,000/- (One Thousand Only)

Q. Can loan be paid before its tenor? And Is there any early payment charges ?
A. Yes, option of pay-back the loan amount before its tenor is available. There will be no additional charges except payment of upto date Markup.

Q. Who should I contact if I wish to avail this loan ?
A. Approach Branch Manager and in his / her absence the Operations Manager

For any further assistance please visit our website i.e. www.nbp.com.pk or call NBP help line @ 021-111-627-627.


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